Auto Finance


Auto Finance from Dynamic Gulf Finance Bank is an industry leader in vehicle financing in the country.

Whether it is financing of a vehicle for personal or commercial need, single vehicle or fleet of vehicles for a company or business, passenger cars to busses to heavy machinery and trucks, we have a range of financing plans and payment options available for the prospective customers to choose from.

With ease of access through our branches and availability of  Auto Finance Staff in all the key dealerships in the country, we ensure that the process of getting your auto finance is easy and just a signature away.

So take a good look at all what Auto Finance has to offer. It’s the perfect one-stop solution for all your auto finance needs.


  • Financing available starting from Salary of AED 3000* per month
  • Financing amount up to AED 1.5* Million for Individual Customers
  • Financing available for up to 60* months
  • Finance available for new and used cars
  • No Requirement of mandatory transfer of Salary
  • Option for financing Insurance and other accessories available
  • Financing available for: Salaried, Self Employed, Rent a Car, Companies and Heavy Machinery
  • Financing amount up to AED 5* Million for Non-Individual Customers

* Terms and Conditions apply.


  • Personal / Business Bank Statements
  • Salary Certificate / Slip
  • Passport/Khulasat al Khaid copy
  • Valid Visa (Expatriate customers)
  • Emirates ID Card
  • Quotation for vehicle being purchased
  • Trade License / Memorandum of Association/ Partnership Agreement

* Documentation requirement may vary depending on the type of customer and the kind of vehicle being financed. Please contact us for specific details


1. What’s the minimum monthly salary required for Salaried- Individual Customer?

A minimum Salary income of AED 3000.

2. What’s the Maximum DSR (Debit Service Ratio)?

The Maximum DSR is 50% as per Central Bank.

3. What is the Maximum Exposure for Non-Individual Customers?

The exposure goes up to AED 5 Million if the Customer is Privilege, and the maximum exposure for a Customer who is with new a Relationship with DGFB will be AED 3.5 Million.

4. Does the Salaried Individual customer has the option to pay 5% down payment?

No. The Minimum Down payment has to be paid as per Central Bank is 20%.

5. Who is Eligible for Auto Finance?

Salaried Customers, Self Employed, Companies, Rent A Car, Heavy Machineries.

6. What is the Minimum Finance amount allowed?

The minimum Finance amount which is allowed to be financed is AED 10,000.

7. Does DGFB Finance old model such as 2004, 2005, 2006 models?

The oldest Model to be financed by DGFB has to be maximum upto 10 years old only, otherwise the customer can avail it against Fixed Deposit.

8. Does DGFB Finance Auto Insurance?

DGFB Finance Auto Insurance upto 10% of the car price.(Islamic/Takaful only).

9. If a customer wants to avail Auto Finance, what is the minimum Length of Service in His/her company?

One month LOS with One Salary.

10. What is the Validity for the Credit Approval on the approved Auto deals?

The Validity is 60 Days.