Current Account


Dynamic Gulf Finance Bank has earned its reputation as the global leader in  banking through innovative products and services developed through a deep understanding of customer needs. Our unique  Account is a fully compliant facility. It is a product with several features developed specially for your banking needs, making it a convenient day-to-day checking account.


  • Opening balance of AED 3,000 with salary transfer. *
  • Free  Debit Card with daily cash withdrawal limit of AED 10,000 and daily purchase limit of AED 15,000.
  • The Debit Card is accepted for purchases at over 27 million shopping outlets and for cash withdrawals at more than 1 million ATMs around the world.
  • Unlimited teller transactions. **
  • Free monthly statement of account.
  • Free Cheque Book***.
  • Free Electronic Banking Services including Phone Banking, Online Banking, ATMs and Cash/Cheque Deposit Machines.
  • Mobile Banking Service.
  • Free Utility Bill Payment facility (DEWA, SEWA, FEWA)
  • Free Etisalat/du Bill Payment Facility.
  • Free Salik Recharge Facility.
  • Free Account E-Statement.

A maintenance fee of AED 25 per month is applicable on all  Current Accounts. However, you can enjoy the benefits of a Current Account at no cost, provided you meet any one of the following criteria:

  1. If you maintain a minimum average balance of AED 3,000 per month in your  Current Account.
  2. If your Current Account is linked to an Investment Deposit (where the Current account is the principal liquidation account for the Investment Deposit).
  3. If you have an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance and the Current account is the repayment account).
  4. If you subscribe to  Savings Program and the contribution is paid from the account.
  5. If you maintain an  Private Banking/Wajaha relationship with Dubai Islamic Bank.