Savings Account

At Dynamic Gulf Finance Bank, the global leader in  banking, our innovative products and services are developed by understanding your needs.  Savings Account has been developed specifically with your convenience and requirements in mind. The  Savings Account is a unique, profit bearing which offers you the flexibility of unlimited transactions plus the potential to earn competitive profit rates. You have the choice of opening your account in AED or US$.


  • Attractive Profit Rates *
  • Profit is credited to the account on a quarterly basis.
  • Available in either AED or US$.
  • Opening balance of AED 3000 with salary transfer ** or US$ 1000 for US$ account.
  • Free  Debit Card with daily cash withdrawal limit of AED 10,000 and daily purchase limit of AED 15,000.
  • The  Debit Card is accepted for purchases at over 27 million shopping outlets and for cash withdrawals at more than 1 million ATMs around the world.
  • Unlimited Teller transactions ***
  • Free Quarterly Statement of Accounts.
  • Free Electronic Banking Services including Phone Banking, Online Banking, ATMs and Cash/Cheque Deposit Machines.
  • Mobile Banking Service .
  • Free Utility Bill Payment facility (DEWA, SEWA, FEWA).
  • Free Etisalat/du Bill Payment facility.
  • Free Salik Recharge facility.
  • Savings Accounts can be opened for minors ****

A maintenance fee of AED 25 per month will be charged on all  Savings Accounts that fall below an average balance of AED 3,000 per month. Such accounts will be treated as Current Accounts and therefore will not be entitled to earn a profit. However, you can continue to enjoy the benefits of a Savings Account at no cost provided you meet any one of the following criteria:

  • If you maintain a minimum average balance of AED 3,000 per month in your  Savings Account.
  • If your Savings Account is linked to an Investment Deposit (where the Savings Account is the principal liquidation account for the Investment Deposit)
  • If you subscribe to  Savings Program and the contribution is paid from the account
  • If you maintain an  Private Banking/Wajaha relationship with Dubai Islamic Bank.